Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.

Verify and examine information and accuracy of loan application and closing documents. Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers. Interview loan applicants in order to obtain personal and financial data, and to assist in completing applications. Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts. Record applications for loan and credit, loan information, and disbursements of funds, using computers. Submit loan applications with recommendation for underwriting approval. Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications. Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references. Check value of customer collateral to be held as loan security. Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators. Answer questions and advise customers regarding loans and transactions. Schedule and conduct closings of mortgage transactions. Present loan and repayment schedules to customers. Establish credit limits and grant extensions of credit on overdue accounts. File and maintain loan records. Order property insurance or mortgage insurance policies in order to ensure protection against loss on mortgaged property. Accept payment on accounts. Review customer accounts in order to determine whether payments are made on time and that other loan terms are being followed.

Economic and Accounting -- Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data. Clerical -- Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology. Mathematics -- Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications. English Language -- Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar. Law and Government -- Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process. Customer and Personal Service -- Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction. Computers and Electronics -- Knowledge of circuit boards, processors, chips, electronic equipment, and computer hardware and software, including applications and programming.

Mathematics -- Using mathematics to solve problems. Active Listening -- Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times. Reading Comprehension -- Understanding written sentences and paragraphs in work related documents. Writing -- Communicating effectively in writing as appropriate for the needs of the audience. Speaking -- Talking to others to convey information effectively.

Number Facility -- The ability to add, subtract, multiply, or divide quickly and correctly. Information Ordering -- The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations). Near Vision -- The ability to see details at close range (within a few feet of the observer). Oral Expression -- The ability to communicate information and ideas in speaking so others will understand. Written Comprehension -- The ability to read and understand information and ideas presented in writing. Mathematical Reasoning -- The ability to choose the right mathematical methods or formulas to solve a problem. Written Expression -- The ability to communicate information and ideas in writing so others will understand. Speech Clarity -- The ability to speak clearly so others can understand you. Oral Comprehension -- The ability to listen to and understand information and ideas presented through spoken words and sentences. Perceptual Speed -- The ability to quickly and accurately compare similarities and differences among sets of letters, numbers, objects, pictures, or patterns. The things to be compared may be presented at the same time or one after the other. This ability also includes comparing a presented object with a remembered object.

Getting Information -- Observing, receiving, and otherwise obtaining information from all relevant sources. Evaluating Information to Determine Compliance with Standards -- Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards. Processing Information -- Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data. Communicating with Persons Outside Organization -- Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail. Documenting/Recording Information -- Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form. Performing Administrative Activities -- Performing day-to-day administrative tasks such as maintaining information files and processing paperwork. Interacting With Computers -- Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information. Establishing and Maintaining Interpersonal Relationships -- Developing constructive and cooperative working relationships with others, and maintaining them over time. Identifying Objects, Actions, and Events -- Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events. Judging the Qualities of Things, Services, or People -- Assessing the value, importance, or quality of things or people.